Cohort Tool
Cohort consists of all borrowers entering repayment from Oct 1 – Sept 30
Defaulted population can qualify for rehabilitation until Nov 30th of the third year of monitoring
New delinquencies can no longer affect the Cohort Default Rate after Oct 7th of the third year of monitoring
* This graph provides estimations only and should not be used for official reporting.
| Cohort 2023 | Cohort 2024 | Cohort 2025 | Cohort 2026 | Cohort 2027 |
|---|---|---|---|---|
| 1st Year Monitoring Oct 1, 2022 – Sept 30, 2023 | 1st Year Monitoring Oct 1, 2023 – Sept 30, 2024 | 1st Year Monitoring Oct 1, 2024 – Sept 30, 2025 | 1st Year Monitoring Oct 1, 2025 – Sept 30, 2026 | 1st Year Monitoring Oct 1, 2026 – Sept 30, 2027 |
| 2nd Year Monitoring Nov 30, 2024 | 2nd Year Monitoring Nov 30, 2025 | 2nd Year Monitoring Nov 30, 2026 | 2nd Year Monitoring Nov 30, 2027 | 2nd Year Monitoring Nov 30, 2027 |
| 3rd Year Monitoring Oct 7, 2024 | 3rd Year Monitoring Oct 7, 2025 | 3rd Year Monitoring Oct 7, 2026 | 3rd Year Monitoring Oct 7, 2027 | 3rd Year Monitoring Oct 7, 2028 |
| Monitoring Ended 9/30/2025 | Monitoring Ending 9/30/2026 | Monitoring Ending 9/30/2027 | Monitoring Ending 9/30/2028 | Monitoring Ending 9/30/2029 |
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