Cohort Tool

Cohort Tool

Cohort Tool

Cohort consists of all borrowers entering repayment from Oct 1 – Sept 30

Defaulted population can qualify for rehabilitation until Nov 30th of the third year of monitoring

New delinquencies can no longer affect the Cohort Default Rate after Oct 7th of the third year of monitoring

* This graph provides estimations only and should not be used for official reporting.

Cohort 2023Cohort 2024Cohort 2025Cohort 2026Cohort 2027
1st Year Monitoring
Oct 1, 2022 – Sept 30, 2023
1st Year Monitoring
Oct 1, 2023 – Sept 30, 2024
1st Year Monitoring
Oct 1, 2024 – Sept 30, 2025
1st Year Monitoring
Oct 1, 2025 – Sept 30, 2026
1st Year Monitoring
Oct 1, 2026 – Sept 30, 2027
2nd Year Monitoring
Nov 30, 2024
2nd Year Monitoring
Nov 30, 2025
2nd Year Monitoring
Nov 30, 2026
2nd Year Monitoring
Nov 30, 2027
2nd Year Monitoring
Nov 30, 2027
3rd Year Monitoring
Oct 7, 2024
3rd Year Monitoring
Oct 7, 2025
3rd Year Monitoring
Oct 7, 2026
3rd Year Monitoring
Oct 7, 2027
3rd Year Monitoring
Oct 7, 2028
Monitoring Ended
9/30/2025
Monitoring Ending
9/30/2026
Monitoring Ending
9/30/2027
Monitoring Ending
9/30/2028
Monitoring Ending
9/30/2029

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